Have you ever heard of Revolution Money Exchange?
At Revolution Money Exchange, it is free to send money, request money, receive money, and manage money. It is free to transfer money to your bank account. Money Exchange has a transaction fee that applies for check withdrawals and check stop payments.
Money Exchange sounds like a new way to exchange money with someone and a good idea. However, I have never tried to use Money Exchange. It is suppose to be secure. When something like this involves my bank account, I am afraid to try it. But, it is very tempting. If you have tried Pay Pal, you will probably like Money Exchange. It has secure transfers. According to the website, you would have to have a PIN when you send money from your exchange account.
I love the sound of Money Exchange because you can add to your Money Exchange account and withdraw money to your bank account. If you send and receive money online, you will probably want to give Money Exchange a try.