When using an ATM, keep the following things in mind to prevent you from the ATM fraud.
- Always check the card reader slot and PIN pad for signs of tampering. Do not use the machine if there is an overlay on the PIN pad or anything else seems suspicious.
- Watch out persons in the vicinity. If they appear suspicious, do not use that ATM.
- Never allow anyone to offer you assistance. When in doubt, call the bank and ask for help or an instruction.
- Stand closer to the ATM screen and shield your keystrokes from others waiting in line or camera by using the other hand to cover up when you entering the PIN.
- If you suspect that the ATM is not working properly, press cancel and remove your card. Then report the incident to your bank right away.
- Make sure the transaction is complete. Secure your cash, card and receipt before leaving the ATM.
- Keep the ATM receipt to cross check against your bank statement or passbook. Report any discrepancy to the bank immediately.
- Finally, avoid using ATMs in unfamiliar or remote locations. If possible use only the one that attached to the bank.
