- Is your spouse or partner complain that you spend too much money?
- Are you surprised that your monthly credit card bill arrives at how much more charged than you thought you had?
- Do you have more shoes and clothes in your closet that you could possibly never wear?
- Do you have any new gadget before he had time to collect dust on a shelf retailer?
- Do you buy things you did not know you wanted until you saw what their presentation in a store?
If you answered "yes" to two of the above questions, you are a big spender and drive you indulge in retail therapy.
This is not a good thing. It will prevent you from saving for important things like a house, a new car, vacation or retirement. You need to set some financial goals and to resist spending money on items that are not really in the long term.
Impulse spending will not only put a strain on your finances, your relationships, as well. To overcome the problem, the first thing to do is to learn to separate your needs your desires.
Advertisers we blitz hawking their products in our 24 / 7. The trick is to give you time to think before you buy anything that you do not anticipate.
When you go shopping, make a list and make just enough cash to pay for what you planned to buy. Leave your credit cards at home.
If you see something that you think you really need, give yourself two weeks to decide whether it is really something you need or something you can easily do without. By following this simple solution, you repair your finances and your relationships fences.
